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In these Terms of Service (“Terms”), “we” “us” and “our” refers to PLATINUM CIRCLE PTE LTD and its subsidiaries (herein referred to as “PC”). These Terms serve as a legal binding contract between you and us. They govern your use of the Affluent Society website (herein referred to as "Website"), services, mobile apps, products, and content (“Services”). By using the Website, you agree to these Terms. We reserve the right to change these Terms at any time and shall update accordingly in this page. If you don’t agree to any of the Terms at any point in time, you can’t use the Website.

Content Rights & Responsibilities

  1. By posting content to the Website, you give us a royalty free and non-exclusive license to publish it on the Website, including displaying, storing, reformatting, and distributing your content. In consideration for PC granting you access to and use of the Services, you agree that PC may enable advertising on the Services, including in connection with the display of your content or other information. We may also use your content to promote PC and the Website, including its products and content. We will not sell your content to third parties without your permission.

  2. You own the rights to the content you create and post on the Website and undertake full responsibility for any and all of it. By posting content on the Website, you further warrant to PC that you have the rights to do so including content under license from third parties. You assume all risks related to the content you post on the Website, including third party claims relating to intellectual property, copyrights or other legal rights and accuracy of it. You shall indemnify and hold harmless PC and its respective subsidiaries, affiliates, officers, directors (or trustees), and employees from all claims, liabilities, losses or costs (including attorney’s fees) arising directly from any and all legal claims related to content you posted on the Website. You may delete any of your posts or your account anytime.


Content and Services

  1. We reserve the rights to remove any content you post, and change, terminate, or restrict access to any aspect of the Services, at any time, for any reason, without notice.

  2. We reserve all rights in the Website’s look and feel. You may not do or try to do the following prohibitions:

  1. Copy or adapt any portion of our visual design elements (including logos) and codes without written permission from us.

  2. Forge any TCP/IP packet header or any part of the header information in any email or posting, or in any way use the Services to send altered, deceptive, or false source-identifying information.

  3. Scripting the creation of content or accounts in such a manner as to interfere with or create an undue burden on the Services.

  4. Interfere with or disrupt the access of any user, host or network, including sending a virus, overloading, flooding, spamming, mail-bombing the Services

  5. Access or tamper with non-public areas of the Services, our computer systems or the systems of our technical providers.

  6. Access or search the Services by any means other than the currently available published interfaces (e.g., APIs) that we provide.

  7. Scraping the Services.

Disclaimers & Limitations of Liabilities

  1. This Website is provided by us on an “as is” basis. We make no representations or warranties of any kind, express or implied, as to the operation of the Website or the information, content, materials, or products included on this site.

  2. We do not provide any warranty that there is no error or omission in the information, and when accessing and using it, you should use your own care.

  3. You accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using this Website and any information or material available from or through it.

  4. To the extent permitted by law, any condition or warranty which would otherwise be implied into these terms and conditions is excluded.  

  5. We take all due care in ensuring that our Website is free of any virus, worm, Trojan horse and/or malware. However we are not responsible for any damage to your computer system which arises in connection with your use of our Website or any linked website.

  6. To the fullest extent permissible by law, we disclaim all warranties in relation to this Website, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. To the fullest extent permissible by law, we will not be liable for any damages of any kind arising from the use of or access to this Website or our failure to provide this Website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

  7. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this Website or any part of it, or for any problems with this Website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this Website or any part of it to you, or to paying for the resupply of this Website or any part of it to you.

  8. To the full extent permitted by law, our liability for breach of an implied warranty or condition is limited to the amount you paid to access our Website.

  9. We accept no liability for any loss whatsoever including consequential loss suffered by you arising from Services we have supplied. 


Legal Age

  1. The legal age for contributors is 14 years and above, in accordance with the Employment Act and the Employment (Children and Young Persons) Regulations of the government of the Republic of Singapore. As a contributor, you warrant that you are 14 years and above. Accounts of any contributor below 14 years will automatically be terminated.


No Wavier

  1. These Terms are not waivered if a PC does not excercise a particular right under them.


Entire Agreement

  1. These Terms (including any document incorporated by reference into them) are the whole agreement between PC and you concerning the Services. 



  1. If any provision of these Terms is found invalid by a court of competent jurisdiction, you agree that the court should try to give effect to the parties’ intentions as reflected in the provision and that other provisions of the Terms will remain in full effect.



  1. These Terms are governed by and construed in accordance with the laws in force in the Republic of Singapore and any claim made by either party against the other which in any way arises out of these Terms will be heard in Singapore and you agree to submit to the jurisdiction of those Courts.

  2. If any provision in these terms and conditions is invalid under any law the provision will be limited, narrowed, construed or altered as necessary to render it valid but only to the extent necessary to achieve such validity.  If necessary the invalid provision will be deleted from these terms and conditions and the remaining provisions will remain in full force and effect.

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